Beach First's Mortgage Lending Division has made every effort to keep these mortgage rate quotes as accurate as possible. However, it is always best to verify current rates via e-mail or telephone since rates can change at any time without prior notice. All loan quotes assume parameters as follows: APRs for Conforming loans are based on a $275,000 loan amount, a purchase price (or property value) of $345,000, and a credit score of 680; APRs for Jumbo loans are based on a $450,000 loan amount, a purchase price (or property value) of $562,500, and a credit score of 680; APRs for Government (VA and FHA) loans are based on a $150,000 loan amount, a purchase price (or property value) of $155,000, and a credit score of 680. All quotes are for owner occupied primary residences. All quotes are for single family detached residences. Quotes may vary depending on your geographic location. Your APR may be different if terms vary from any of these parameters. Quotes are based on an 80 % Loan to Value. 20% down payment required on a purchase loan. Mortgage Insurance may be required if Loan to Value is above 80%. All quotes are for loans closing within 30 days. Longer term locks are available. Please call for details.

Rate Points APR Monthly Payment per $1000   Conforming - Loans less than or equal to $417,000 4.750 2.000 4.953 5.22 Request Info 5.000 1.000 5.119 5.37 Request Info 5.375 0.000 5.408 5.60 Request Info Jumbo - Loans greater than $417,000 7.000 2.000 7.219 6.65 Request Info 7.125 1.000 7.246 6.74 Request Info 7.250 0.000 7.273 6.82 Request Info VA (Veterans Administration) 4.750 2.000 5.162 5.22 Request Info 5.000 1.000 5.332 5.37 Request Info 5.500 0.000 5.753 5.68 Request Info

Rates Last Updated: 3/11/2010 9:09:00 AM

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